Explore the features of our investment products!

The neophytes product is rarely used by novice investors. However, it is a quick and easy way for investors to understand and have good knowledge on how the activities work's.

When you begin investing, there are a lot of questions. With all the information out there it can be hard to decide where to start. Setting goals can help, but often novice investor set the wrong type of goals. As a novice Investors your initial goals should help you eventually make money, but making money should not be your goal. Instead, opt to make your initial goals about the process and emulating traits of professional investor's.

Brokerage Tier Cashback Rewards :-

The Neophyte Product Brokerage Tier offers an attractive 2% cashback reward on both invested capital and generated profits upon activation. This compelling incentive is designed to provide significant value to our esteemed users, enhancing their investment experience.

Detailed Explanation

1. Eligibility: All users who activate the Neophyte Product Brokerage Tier are automatically eligible to participate in the Cashback Rewards Program.

2. Advancing to the Brokerage Tier: By activating your account balance 15 times within the Neophyte tier, you will be automatically upgraded to the Brokerage Tier. Once upgraded, you can continue to activate your balance without limits, enjoying the convenience and profitability of investing at this exclusive tier.

3. Reward Structure: Participants will receive a 2% cashback reward, calculated on both their invested capital and the profits generated from their investments.

4. Reward Distribution: The cashback reward will be credited to the user’s account promptly upon the expiration of the investment duration, ensuring a seamless and rewarding experience.

5. Example: If a user invests $1,000 and earns a 1.5% return, making their total balance $1,015 they will receive a 2% cashback reward on the total balance of $1,015 which is $20

Goals for Novice Investor's

Focusing on the process of investing, including strategies and structures you've set in place for yourself, regardless of results, can be more effective than giving up on a strategy too soon.

Part of being prepared, knowledgeable, and strategic as a investors involves knowing when not to invest, when to sit it out, and when to wait for a better opportunity. Avoiding needless complexities in favor of a simple, straightforward plan is usually best.

Avoiding needless complexities in favor of a simple, straightforward plan is usually best.

Do-it-yourself (DIY) Product : it is a method and strategy in which individual investors choose to build and manage their own portfolios. It is also known as self-directed investing.

Although there have always been individuals who managed their investments, two phenomena have helped to encourage DIY investing in recent years. We have made it more convenient for investors to build and personalize their own portfolios.

On the Product! You'll be able to mix of stocks, bonds, and cash investments that will work together to generate a steady stream of ROTH IRA & retirement income, and future growth—all while helping to preserve your money.

A Roth IRA is an individual retirement investment you fund with after-tax income. this is separate from an employer-sponsored retirement plan. You can reap tax benefits by keeping your money in the account until retirement duration you want. Your money grows tax-free while in the account and you don’t pay any extra charge on withdrawals. Plus, you can withdraw funds you’ve contributed at any time without penalty.

What is automate investing?

Automated investing is a tool that automatically builds an investment portfolio for you. This kind of investing passively manages and makes investments on your behalf.

Halzmotra gives you a set of diversified investments that align with your risk profile. It then actively monitors and manages the account for you, automatically rebalancing to keep your investments up to date.

Why automate your investing?

Our auto investing gives you access to a professionally managed account that’s affordable and easy to use. Just switch it on and let us invest for you regularly.

✓Designed by experts : The halzmotra Investment Team designs and builds each portfolio in order to optimize returns based on a user's overall risk level.

✓Fits your budget : It's a automatically included in a halzmotra subscription—that means no management or add-on commission fees.

✓Track your goals : It's automatically monitors and manages your investments—our easy-to-use website gives you 24/7 access to your investment portfolio.

Brokerage Tier : Advanced Financial Services for Optimized Investing!

the Brokerage Tier represents a sophisticated financial service level designed to facilitate investment in a diverse range of assets, including exchange-traded funds (ETFs), bonds, mutual funds, and other securities, through an advanced digital platform. This tier serves as an intermediary between investors and global financial markets, providing secure and efficient access to exchanges for seamless trade execution.

Technical Overview of the Brokerage Tier

The Brokerage Tier leverages cutting-edge technology, proprietary algorithms, and data-driven analytics to deliver a robust investing experience. It enables users to construct and manage diversified portfolios aligned with their financial objectives, supported by the following core functionalities:

- Real-Time investing : Execute investing instantaneously during market hours, utilizing low-latency systems to ensure timely trade execution in dynamic market conditions.

- Portfolio Management Tools : Access advanced features, including performance tracking, automated asset rebalancing, and risk assessment modules, to optimize portfolio composition and alignment with investment goals.

- Research and Analytics Resources : Utilize comprehensive market intelligence tools, such as real-time market reports, ETF and bond screening utilities, and predictive analytics, to support data-informed investment decisions.

- Capital Markets Integration : Connect directly to capital markets—the global ecosystem for trading securities—through secure, regulated exchange interfaces, ensuring compliance with financial standards and efficient market participation.

Integration with DIY and AUTOMATE Product Activations

As outlined in our Terms and Policy, the Brokerage Tier is automatically activated when users reach specific account balance activation thresholds.

- NEOPHYTES Product: Limited to *15 activations using your account balance.

- DIY Product: Limited to **2 activations using your account balance.

- AUTOMATE Product: Limited to **5 activations using your account balance.

The minimum financial requirements for Brokerage Tier eligibility.

To activate the investment products and qualify for the Brokerage Tier, the following minimum account balance requirements apply :

NEOPHYTES Product Minimum Requirement For Brokerage Tier : A total account balance of $1,000 upon the 15 activation.

DIY Product Minimum Requirement For Brokerage Tier : A total account balance of $8,000 upon the second activation.

AUTOMATE Product Minimum Requirement For Brokerage Tier : A total account balance of $17,000 upon the fifth activation.

Upon exceeding the activation using your account balance, users are automatically upgraded to the Brokerage Tier, subject to additional verification to meet regulatory requirements. Exceeding the activation limits for either product may result in temporary restrictions on account functionalities, such as access to certain portfolio management tools, until Brokerage Tier eligibility is confirmed.

Implications for Users

Upgrading to the Brokerage Tier grants users access to a comprehensive suite of tools, including real-time investing, portfolio management, research analytics, and IRA features for tax-advantaged returns, enabling efficient market participation, precise portfolio management, and data-driven investment strategies within a secure, regulated framework, with activation limits (DIY: 2 times; AUTOMATE: 5 times) providing a structured pathway to this enhanced service level while ensuring compliance.

Robo-investing : it's a product that provides automated, algorithm-driven financial planning and investment services with little to no human supervision. A typical robo-advisor asks questions about your financial situation and future goals through an online survey. It then uses the data to offer advice and automatically invest for you.

Other common designations for robo-advisors include "automated investment advisor," "automated investment management.

The robo products offer easy account setup, robust goal planning, account services, and portfolio management. Additionally, they offer security features, comprehensive education.

Furthermore, effective financial advisors not only build and monitor investment portfolios, but offer financial advice in all areas of their clients’ lives and provide auxiliary services such as insurance, estate planning, accounting services, and lines of credit, either themselves or via a referral network.

How does a robo-investing work?

Robo-investing is a use of algorithms to assign investing strategies and portfolios based on investors’ financial goals, preferences, and risk tolerance. The process usually begins with a detailed questionnaire. Your robo-advisor then uses your demographic and financial information to create your user profile and determine the portfolio that best fits your needs and investment goals.

Robo-investing, like Smart Portfolio, typically create portfolios of exchange traded funds (ETFs), as they’re among the least expensive ways to invest, and there are a vast array of options available to build a diversified portfolio tailored to your investment goal. Some robo-investing may offer more customized investment options for more advanced investors or individuals with larger account balances.

Once you put funds into your portfolio, most robo-advisors provide the following automated services:

Portfolio management : Selecting and overseeing asset allocation, a group of investments on your behalf

Portfolio rebalancing : Automatically moving funds between different investments to maintain the right balance for achieving your financial goals without compromising your risk tolerance

Defining your investment goals

When setting up your robo-advisor account, it’s important to clearly define your investment goals. The introductory questionnaire will require information about your age, current financial situation, future financial goals, your investment horizon for retirement, and tolerance for risk. Your answers to these questions determine how the robo-advisor will build and manage your portfolio; thinking them through can also help you get a true sense of where you are now and what a realistic road to retirement might look like.